Tex.
Ins. Code Section 542.131
Request by Certain Officials Engaged in Criminal Investigation
(a)
This section applies only to a claim for a burglary or robbery loss or a death claim seeking life insurance proceeds that is filed with an insurance company on or after September 1, 2001.(b)
In the course of a criminal investigation and subject to Subsection (c), the state fire marshal, the fire marshal of a political subdivision of this state, the chief of a fire department in this state, a chief of police of a municipality in this state, or a sheriff in this state may request in writing that an insurance company investigating a claimed burglary or robbery loss or a death claim seeking life insurance proceeds release information in the company’s possession that relates to that claimed loss. The company shall release the information to any official authorized to request the information under this subsection if the company has reason to believe that the insurance claim is false or fraudulent.(c)
An official who requests information under this section may not request anything other than:(1)
an insurance policy relevant to an insurance claim under investigation and the application for that policy;(2)
policy premium payment records;(3)
the history of the insured’s previous claims; and(4)
material relating to the investigation of the insurance claim, including:(A)
statements of any person;(B)
proof of loss; or(C)
other relevant evidence.(d)
This section does not authorize a public official or agency to adopt or require any form of periodic report by an insurance company.(e)
In the absence of fraud or malice, an insurance company or a person who releases information on behalf of an insurance company is not liable for damages in a civil action or subject to criminal prosecution for an oral or written statement made, or any other action taken, that relates to the information required to be released under this section.(f)
An official or department employee receiving information under this section shall maintain the confidentiality of the information until the information is required to be released during a criminal or civil proceeding.(g)
An insurance company or the company’s representative may not intentionally refuse to release to an official described by Subsection (b) the information required to be released to that official under this section.
Source:
Section 542.131 — Request by Certain Officials Engaged in Criminal Investigation, https://statutes.capitol.texas.gov/Docs/IN/htm/IN.542.htm#542.131 (accessed Jun. 5, 2024).
