Tex. Ins. Code Section 1508.104
Certain Coverage Prohibited or Required


(a)

A qualifying health benefit plan may only provide coverage for in-plan services and benefits, except for:

(1)

emergency care; or

(2)

other services not available through a plan provider.

(b)

In-plan services and benefits provided under a qualifying health benefit plan must include the following:

(1)

inpatient hospital services;

(2)

outpatient hospital services;

(3)

physician services; and

(4)

prescription drug benefits.

(c)

The commissioner may approve in-plan benefits other than those required under Subsection (b) or emergency care or other services not available through a plan provider if the commissioner determines the inclusion to be essential to achieve the purposes of this chapter.

(d)

The commissioner may, with respect to the categories of services and benefits described by Subsections (b) and (c):

(1)

prepare specifications for a coverage provided under this chapter;

(2)

determine the methods and procedures of claims administration;

(3)

establish procedures to decide contested cases arising from coverage provided under this chapter;

(4)

study, on an ongoing basis, the operation of all coverages provided under this chapter, including gross and net costs, administration costs, benefits, utilization of benefits, and claims administration;

(5)

administer the healthy Texas small employer premium stabilization fund established under Subchapter F;

(6)

provide the beginning and ending dates of coverages for enrollees in a qualifying health benefit plan;

(7)

develop basic group coverage plans applicable to all individuals eligible to participate in the program;

(8)

provide for optional group coverage plans in addition to the basic group coverage plans described by Subdivision (7);

(9)

provide, as determined to be appropriate by the commissioner, additional statewide optional coverage plans;

(10)

develop specific health benefit plans that permit access to high-quality, cost-effective health care;

(11)

design, implement, and monitor health benefit plan features intended to discourage excessive utilization, promote efficiency, and contain costs for qualifying health benefit plans;

(12)

develop and refine, on an ongoing basis, a health benefit strategy for the program that is consistent with evolving benefits delivery systems;

(13)

develop a funding strategy that efficiently uses employer contributions to achieve the purposes of this chapter; and

(14)

modify the copayment and deductible amounts for prescription drug benefits under a qualifying health benefit plan, if the commissioner determines that the modification is necessary to achieve the purposes of this chapter.
Added by Acts 2009, 81st Leg., R.S., Ch. 721 (S.B. 78), Sec. 2.01, eff. September 1, 2009.

Source: Section 1508.104 — Certain Coverage Prohibited or Required, https://statutes.­capitol.­texas.­gov/Docs/IN/htm/IN.­1508.­htm#1508.­104 (accessed May 26, 2025).

1501
Health Insurance Portability and Availability Act
1502
Health Benefit Plans for Children
1503
Coverage of Certain Students
1504
Medical and Dental Child Support
1505
Group Health Insurance Plans for Persons 65 Years of Age or Older
1507
Consumer Choice of Benefits Plans
1508.001
Purpose
1508.002
Definitions
1508.003
Rules
1508.051
Employer Eligibility to Participate
1508.052
Commissioner Adjustments Authorized
1508.053
Minimum Employer Participation Requirements
1508.054
Employer Contribution Requirements
1508.101
Participating Plan Issuers
1508.102
Preexisting Condition Provision Required
1508.103
Exception from Mandated Benefit Requirements
1508.104
Certain Coverage Prohibited or Required
1508.151
Employer Certification
1508.152
Application Process
1508.153
Employee Enrollment
1508.154
Reports
1508.201
Rating
1508.202
Premium Rate Development and Calculation
1508.203
Filing
1508.251
Establishment of Fund
1508.252
Operation of Fund
1508.253
Reimbursement Request Submission
1508.254
Fund Availability
1508.255
Program Reporting
1508.256
Claims Experience Data
1508.257
Total Eligible Enrollment Determination
1508.258
Evaluation and Protection of Fund
1508.259
Employer Enrollment Reactivation
1508.260
Fund Administrator
1508.261
Stop-loss Insurance
1508.262
Public Education and Outreach
1509
Short-term Limited-duration Insurance
1510.001
Definition
1510.002
Establishment of Temporary Health Insurance Risk Pool
1510.003
Purpose of Pool
1510.004
Provision of Guaranteed Issue Health Coverage
1510.005
Contracts and Agreements
1510.006
Funding
1510.007
Public Education and Outreach
1510.008
Waiver
1510.009
Additional Authority
1510.010
Rules
1510.011
Exemption from State Taxes and Fees
1510.012
Annual Report of Pool Activities
1510.013
Expiration of Chapter

Verified:
May 26, 2025

§ 1508.104. Certain Coverage Prohibited or Required's source at texas​.gov