Tex. Ins. Code Section 1305.451
Employee Information; Responsibilities of Employee


gov/GetStatute.aspx?Code=IN&Value=1305.451">1305.451. EMPLOYEE INFORMATION; RESPONSIBILITIES OF EMPLOYEE. (a) An insurance carrier that establishes or contracts with a network shall provide to employers, and the employer shall provide to its employees, an accurate written description of the terms and conditions for obtaining health care within the network’s service area.

(b)

The written description required under Subsection (a) must be in English, Spanish, and any additional language common to an employer’s employees, must be in plain language and in a readable and understandable format, and must include, in a clear, complete, and accurate format:

(1)

a statement that the entity providing health care to employees is a workers’ compensation health care network;

(2)

the network’s toll-free number and address for obtaining additional information about the network, including information about network providers;

(3)

a statement that in the event of an injury, the employee must select a treating doctor:

(A)

from a list of all the network’s treating doctors who have contracts with the network in that service area; or

(B)

as described by Section 1305.105;

(4)

a statement that, except for emergency services, the employee shall obtain all health care and specialist referrals through the employee’s treating doctor;

(5)

an explanation that network providers have agreed to look only to the network or insurance carrier and not to employees for payment of providing health care, except as provided by Subdivision (6);

(6)

a statement that if the employee obtains health care from non-network providers without network approval, except as provided by Section 1305.006 (Insurance Carrier Liability for Out-of-network Health Care), the insurance carrier may not be liable, and the employee may be liable, for payment for that health care;

(7)

information about how to obtain emergency care services, including emergency care outside the service area, and after-hours care;

(8)

a list of the health care services for which the insurance carrier or network requires preauthorization or concurrent review;

(9)

an explanation regarding continuity of treatment in the event of the termination from the network of a treating doctor;

(10)

a description of the network’s complaint system, including a statement that the network is prohibited from retaliating against:

(A)

an employee if the employee files a complaint against the network or appeals a decision of the network; or

(B)

a provider if the provider, on behalf of an employee, reasonably files a complaint against the network or appeals a decision of the network;

(11)

a summary of the insurance carrier’s or network’s procedures relating to adverse determinations and the availability of the independent review process;

(12)

a list of network providers updated at least quarterly, including:

(A)

the names and addresses of the providers;

(B)

a statement of limitations of accessibility and referrals to specialists; and

(C)

a disclosure of which providers are accepting new patients; and

(13)

a description of the network’s service area.

(c)

The network and the network’s representatives and agents may not cause or knowingly permit the use or distribution to employees of information that is untrue or misleading.

(d)

A network that contracts with an insurance carrier shall provide all the information necessary to allow the carrier to comply with this section.

(e)

An issue regarding whether an employer properly provided an employee with the information required by this section may be resolved using the process for adjudication of disputes under Chapter 410 (Adjudication of Disputes), Labor Code, as used by the department’s division of workers’ compensation.
Added by Acts 2005, 79th Leg., Ch. 265 (H.B. 7), Sec. 4.02, eff. September 1, 2005.
Amended by:
Acts 2011, 82nd Leg., R.S., Ch. 1066 (S.B. 809), Sec. 5, eff. September 1, 2011.

Source: Section 1305.451 — Employee Information; Responsibilities of Employee, https://statutes.­capitol.­texas.­gov/Docs/IN/htm/IN.­1305.­htm#1305.­451 (accessed May 4, 2024).

1305.001
Short Title
1305.002
Purpose
1305.003
Limitations on Applicability
1305.004
Definitions
1305.005
Participation in Network
1305.006
Insurance Carrier Liability for Out-of-network Health Care
1305.007
Rules
1305.008
Administrator Certificate of Authority Required
1305.051
Certification Required
1305.052
Certificate Application
1305.053
Contents of Application
1305.054
Action on Application
1305.055
Use of Certain Insurance Terms by Network Prohibited
1305.056
Restraint of Trade
1305.101
Providing or Arranging for Health Care
1305.102
Management Contracts
1305.103
Treating Doctor
1305.104
Selection of Treating Doctor
1305.106
Payment of Health Care Provider
1305.107
Telephone Access
1305.151
Transfer of Risk
1305.152
Network Contracts with Providers
1305.153
Provider Reimbursement
1305.154
Network-carrier Contracts
1305.155
Compliance Requirements
1305.201
Network Financial Requirements
1305.251
Examination of Network
1305.252
Examination of Provider or Third Party
1305.301
Network Organization
1305.302
Accessibility and Availability Requirements
1305.303
Quality of Care Requirements
1305.304
Guidelines and Protocols
1305.351
Utilization Review in Network
1305.353
Notice of Certain Utilization Review Determinations
1305.354
Reconsideration of Adverse Determination
1305.355
Independent Review of Adverse Determination
1305.356
Contested Case Hearing on and Judicial Review of Independent Review
1305.401
Complaint System Required
1305.402
Complaint Initiation and Initial Response
1305.403
Record of Complaints
1305.404
Retaliatory Action Prohibited
1305.405
Posting of Information on Complaint Process Required
1305.451
Employee Information
1305.502
Consumer Report Cards
1305.503
Confidentiality Requirements
1305.551
Determination of Violation
1305.552
Disciplinary Actions
1305.1545
Restrictions on Payment and Reimbursement

Accessed:
May 4, 2024

§ 1305.451’s source at texas​.gov