Tex. Fin. Code Section 156.404
Reliance on Written Notices from Commissioner

A person does not violate this chapter with respect to an action taken or omission made in reliance on a written notice, written interpretation, or written report from the commissioner, unless a subsequent amendment to this chapter or a rule adopted under this chapter affects the commissioner’s notice, interpretation, or report.
Added by Acts 1999, 76th Leg., ch. 1254, Sec. 2, eff. Sept. 1, 1999.

Source: Section 156.404 — Reliance on Written Notices from Commissioner, https://statutes.­capitol.­texas.­gov/Docs/FI/htm/FI.­156.­htm#156.­404 (accessed May 26, 2025).

156.001
Short Title 156.002
Definitions 156.003
Secondary Market Transactions 156.004
Disclosure to Applicant 156.005
Affiliated Business Arrangements 156.101
Administration and Enforcement of Chapter 156.102
Rulemaking Authority 156.103
Powers of Commissioner 156.104
Mortgage Industry Advisory Committee 156.105
Standard Forms 156.201
Licenses Required 156.202
Exemptions 156.203
Application 156.206
Criminal and Other Background Checks 156.207
Issuance of License 156.208
Renewals 156.209
Denial of Applications and Renewals 156.210
Conditional License 156.211
Change of Address or Sponsorship 156.212
Maintenance and Location of Offices 156.213
Mortgage Call Report 156.301
Inspections 156.302
Administrative Penalty 156.303
Disciplinary Action 156.304
Fee Assessment and Disclosure 156.305
Restitution 156.401
Hearings and Judicial Review 156.402
Civil Actions and Injunctive Relief 156.403
Burden of Proof to Establish an Exemption 156.404
Reliance on Written Notices from Commissioner 156.406
Unlicensed Activity 156.501
Recovery Fund 156.502
Funding 156.503
Statute of Limitations 156.504
Procedure for Recovery 156.505
Recovery Limits 156.506
Revocation or Suspension of License for Payment from Recovery Fund 156.507
Subrogation 156.508
Failure to Comply with Subchapter or Rule Adopted by the Finance Commission 156.551
Mortgage Grant Fund 156.552
Funding 156.553
Management of Fund 156.554
Disbursement from Fund 156.555
Payment of Claims for Fraudulent Unlicensed Activity 156.556
Rules 156.2012
Registered Financial Services Company 156.2041
Qualifications and Requirements for License: Mortgage Company 156.2042
Qualifications and Requirements for License: Credit Union Subsidiary Organization 156.2043
Qualifications and Requirements for License: Auxiliary Mortgage Loan Activity Company 156.2044
Qualifications and Requirements for License: Independent Contractor Loan Processor or Underwriter Company 156.2046
Conviction of Offense 156.2081
Reinstatement After Expiration 156.3011
Issuance and Enforcement of Subpoena
Green check means up to date. Up to date

Verified:
May 26, 2025

§ 156.404. Reliance on Written Notices from Comm’r's source at texas​.gov