Tex. Ins. Code Section 544.301
Definitions


In this subchapter:

(1)

“Insurer” means an insurance company, reciprocal or interinsurance exchange, mutual insurance company, capital stock company, county mutual insurance company, farm mutual insurance company, Lloyd’s plan, or other legal entity authorized to write residential property insurance in this state. The term includes an affiliate, as described by Section 823.003 (Classification as Affiliate or Subsidiary)(a), if that affiliate is authorized to write and is writing residential property insurance in this state. The term does not include:

(A)

an eligible surplus lines insurer regulated under Chapter 981 (Surplus Lines Insurance);

(B)

the Texas Windstorm Insurance Association under Chapter 2210 (Texas Windstorm Insurance Association); or

(C)

the FAIR Plan Association under Chapter 2211 (Fair Plan).

(2)

“Mold” means any living or dead fungi or related products or parts, including spores, hyphae, and mycotoxins.

(3)

“Mold remediation” means the removal, cleaning, sanitizing, demolition, or other treatment, including preventive activities, of mold or mold-contaminated matter that was not purposely grown at that location.

(4)

“Residential property insurance” means insurance against damage to or loss of real or tangible personal property at a fixed location provided in a homeowners insurance policy or residential fire and allied lines insurance policy.
Added by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.014(a), eff. September 1, 2005.
Amended by:
Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2D.011, eff. April 1, 2009.

Source: Section 544.301 — Definitions, https://statutes.­capitol.­texas.­gov/Docs/IN/htm/IN.­544.­htm#544.­301 (accessed Jun. 5, 2024).

544.001
Applicability of Subchapter
544.002
Unfair Discrimination
544.003
Exceptions
544.004
Enforcement Actions
544.051
Applicability of Subchapter
544.052
Unfair Discrimination
544.053
Exceptions
544.054
Judicial Action
544.101
Definitions
544.102
Applicability of Subchapter
544.103
Prohibition on Use of Certain Guidelines
544.151
Definition
544.152
Applicability of Subchapter
544.153
Prohibitions
544.154
Confidentiality of Certain Information
544.155
Underwriting Criteria
544.156
Health Benefit Plan Issuer or Life Insurer Not Liable for Death or Bodily Injury
544.157
Right to Continued Coverage Unaffected
544.158
Unfair or Deceptive Act or Practice
544.201
Definition
544.202
Prohibition
544.203
Unfair or Deceptive Act or Practice
544.204
Payment for Disease Not Required
544.251
Definitions
544.252
Applicability of Subchapter
544.253
Prohibition
544.254
Unfair or Deceptive Act or Practice
544.301
Definitions
544.302
Applicability of Subchapter
544.303
Prohibition of Certain Underwriting Decisions Based on Previous Mold Claim or Damage
544.304
Rules
544.305
Penalty
544.351
Purpose
544.352
Definitions
544.353
Restrictions on Use of Claims History for Water Damage
544.354
Rules
544.401
Offense: Certain Discrimination
544.451
Definition
544.452
Applicability of Subchapter
544.453
Prohibition
544.501
Definition
544.502
Limitation on Certain Inquiries
544.503
Violation of Subchapter
544.551
Definition
544.552
Applicability
544.553
Prohibition of Underwriting and Rating Decisions Based on Consumer Inquiry
544.601
Applicability of Subchapter
544.602
Prohibition
544.603
Exceptions
544.604
Enforcement Actions
544.651
Definition
544.652
Applicability of Subchapter
544.653
Prohibitions

Accessed:
Jun. 5, 2024

§ 544.301’s source at texas​.gov