Ins. Code Section 462.307
Assignment of Rights
(a)A person recovering under this chapter assigns to the association the person’s rights:
(1)under the insurance policy; and
(2)to recover for the occurrence that is the basis of the claim under this chapter under an insurance policy issued by an unimpaired insurer to the extent of the person’s recovery from the association.
(b)The association may pursue a claim to which the association is subrogated under Subsection (a) in the association’s own name or in the name of the person recovering under this chapter.
(c)An insured or claimant seeking the protection of this chapter shall cooperate with the association to the same extent as that person would have been required to cooperate with the impaired insurer.
(d)Except as provided by Section 462.308 (Recovery from Certain Persons) or 462.212 (Net Worth Exclusion), the association does not have a cause of action against the impaired insurer’s insured for money the association has paid, other than a cause of action that the impaired insurer would have had if the money had been paid by the impaired insurer.
(e)In the case of an impaired insurer operating on a plan with assessment liability, the payment of a claim of the association does not reduce the liability of the insured to the receiver or statutory successor for an unpaid assessment.
(f)To the extent the association has a right to recover proceeds from the sale of salvage property related to a covered claim, the association’s right to recover the proceeds may not be reduced in the amount of any pre-impairment costs, fees, or expenses related to the salvage property that are not part of a covered claim under Subchapter E. A person or entity in possession of salvage property subject to the association’s right of recovery may not seek recovery from the association for any pre-impairment costs, fees, or expenses related to the salvage property that are not a covered claim under Subchapter E.
Section 462.307 — Assignment of Rights,
https://statutes.capitol.texas.gov/Docs/IN/htm/IN.462.htm#462.307 (accessed Nov. 25, 2023).