Ins. Code Section 2210.351
(a)The association must file with the department each manual of classifications, rules, rates, including condition charges, and each rating plan, and each modification of those items that the association proposes to use.
(b)A filing under this section must indicate the character and the extent of the coverage contemplated and must be accompanied by the policy and endorsement forms proposed to be used. The forms may be designed specifically for use by the association without regard to other forms filed with, approved by, or prescribed by the department for use in this state.
(c)Except as provided by Subsection (d), as soon as reasonably possible after the filing has been made, the commissioner in writing shall approve or disapprove the filing. A filing is considered approved unless disapproved on or before the 30th day after the date of the filing. If the commissioner disapproves a filing, the commissioner shall state in writing the reasons for the disapproval and the criteria the association is required to meet to obtain approval.
(d)The association may use a rate filed by the association without prior commissioner approval if:
(1)the filing is made not later than the 30th day before the date of any use or delivery for use of the rate;
(2)the filed rate does not exceed the rate in effect on the date on which the filing is made; and
(3)the commissioner has not disapproved the filing in writing, advising of the reasons for the disapproval and the criteria the association is required to meet to obtain approval.
(e)The department shall value the loss and loss adjustment expense data to be used for a filing not earlier than March 31 of the year before the year in which the filing is to be made.
(f)The association may not file a rate under this section that exceeds the rate in effect on the date on which the filing is made unless two-thirds of the board of directors votes to approve the rate.
Section 2210.351 — Association Filings,
https://statutes.capitol.texas.gov/Docs/IN/htm/IN.2210.htm#2210.351 (accessed Nov. 25, 2023).