Ins. Code Section 1275.051
Emergency Care Payments
(a)In this section, “emergency care” has the meaning assigned by Section 1301.155 (Emergency Care).
(b)The administrator of a health benefit plan to which this chapter applies shall pay for covered emergency care performed by or a covered supply related to that care provided by an out-of-network provider at the usual and customary rate or at an agreed rate. The administrator shall make a payment required by this subsection directly to the provider not later than, as applicable:
(1)the 30th day after the date the administrator receives an electronic claim for those services that includes all information necessary for the administrator to pay the claim; or
(2)the 45th day after the date the administrator receives a nonelectronic claim for those services that includes all information necessary for the administrator to pay the claim.
(c)For emergency care subject to this section or a supply related to that care, an out-of-network provider or a person asserting a claim as an agent or assignee of the provider may not bill an enrollee in, and the enrollee does not have financial responsibility for, an amount greater than an applicable copayment, coinsurance, and deductible under the enrollee’s health benefit plan that:
(1)is based on:
(A)the amount initially determined payable by the administrator; or
(B)if applicable, a modified amount as determined under the administrator’s internal appeal process; and
(2)is not based on any additional amount determined to be owed to the provider under Chapter 1467 (Out-of-network Claim Dispute Resolution).
Section 1275.051 — Emergency Care Payments,
https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1275.htm#1275.051 (accessed Nov. 25, 2023).