Tex. Fin. Code Section 94.052
Consumer Loans

In the case of a consumer loan:

(1)

a savings bank may charge a borrower the reasonable value of services rendered in connection with making the loan; and

(2)

an expense charged a borrower must be:

(A)

necessary and proper for the protection of the lender; and

(B)

actually incurred in connection with making the loan.
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Source: Section 94.052 — Consumer Loans, https://statutes.­capitol.­texas.­gov/Docs/FI/htm/FI.­94.­htm#94.­052 (accessed May 26, 2025).

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Verified:
May 26, 2025

§ 94.052. Consumer Loans's source at texas​.gov