Tex. Fin. Code Section 342.103
Investigation of Application


On the filing of an application and, if required, a bond, and on payment of the required fees, the commissioner shall conduct an investigation to determine whether to issue the license.
Amended by Acts 1999, 76th Leg., ch. 62, Sec. 7.19(a), eff. Sept. 1, 1999.

Source: Section 342.103 — Investigation of Application, https://statutes.­capitol.­texas.­gov/Docs/FI/htm/FI.­342.­htm#342.­103 (accessed Jun. 5, 2024).

342.001
Definitions
342.002
Interest Computation Methods
342.003
Purchase from Mortgagee
342.005
Applicability of Chapter
342.006
Exemption for Certain Secondary Mortgage Loans
342.007
Deferred Presentment Transaction
342.008
Attempt to Evade Law
342.009
Return of Property in Sale-leaseback Transaction
342.051
License Required
342.052
Issuance of More than One License for a Person
342.053
Area of Business
342.101
Application Requirements
342.102
Bond
342.103
Investigation of Application
342.104
Approval or Denial of Application
342.105
Disposition of Fees on Denial of Application
342.106
License Term
342.151
Name and Place on License
342.152
License Display
342.153
Minimum Assets for License
342.154
License Fee
342.155
Expiration of License on Failure to Pay Fee
342.156
License Suspension or Revocation
342.157
Corporate Charter Forfeiture
342.158
License Suspension or Revocation Filed with Public Records
342.159
Reinstatement of Suspended License
342.160
Surrender of License
342.161
Effect of License Suspension, Revocation, or Surrender
342.162
Moving an Office
342.163
Transfer or Assignment of License
342.201
Maximum Interest Charge and Administrative Fee
342.202
Maximum Charge for Loan with Single Repayment
342.203
Additional Interest for Default: Regular Transaction
342.204
Additional Interest for Installment Deferment: Regular Transaction
342.205
Collection of Default or Deferment Interest
342.206
Additional Interest for Default: Irregular Transaction
342.251
Maximum Cash Advance
342.252
Alternate Charges
342.253
Maximum Interest Charge for Loan with Single Repayment
342.254
No Other Charges Authorized
342.255
Maximum Loan Term
342.256
Refund
342.257
Default Charge
342.258
Schedules for Weekly, Biweekly, or Semimonthly Installments
342.259
Loans with Larger Advances
342.260
Alternate Interest Charge Computation Methods
342.301
Maximum Interest Charge
342.302
Additional Interest for Default: Regular Transaction or Transaction Including Simple Interest
342.303
Additional Interest for Installment Deferment: Regular Transactions
342.304
Collection of Default or Deferment Interest
342.305
Additional Interest for Default: Irregular Transaction
342.306
Date of First Scheduled Installment
342.307
Amounts Authorized to Be Included in Contract
342.308
Amounts Authorized to Be Collected or Added to Loan
342.351
Refund of Precomputed Interest: Sum of the Periodic Balances
342.352
Refund of Precomputed Interest on Contract: Scheduled Installment Earnings
342.401
Required Property Insurance
342.402
Credit Life Insurance, Credit Health and Accident Insurance, or Involuntary Unemployment Insurance
342.403
Maximum Amount of Insurance Coverage
342.404
Insurance Notice
342.405
Insurance May Be Furnished by Borrower
342.406
Borrower’s Failure to Provide Required Insurance
342.407
Requirements for Including Insurance Charge in Contract
342.408
Furnishing of Insurance Document to Borrower
342.409
Lender’s Duty if Insurance Is Adjusted or Terminated
342.410
Payment for Insurance from Loan Proceeds
342.411
Insurance or Other Gain Not Interest
342.412
Action Under Subchapter Not Sale of Insurance
342.413
Required Agent or Broker Prohibited
342.414
Declination of Equal Insurance Coverage Prohibited
342.415
Effect of Unauthorized Insurance Charge
342.416
Nonfiling Insurance
342.451
Delivery of Information to Borrower
342.452
Receipt for Cash Payment
342.453
Acceptance of Prepayment
342.454
Return of Instruments to Borrower on Repayment
342.455
Agreement for More than One Loan or Cash Advance
342.456
Agreement to Modify Term of Secondary Mortgage Loan Contract
342.457
Automobile Club Membership Offered in Connection with a Loan
342.501
Obligation Under More than One Contract
342.502
Amount Authorized
342.503
Security for Loan
342.504
Confession of Judgment
342.505
Disclosure of Amount Financed and Schedule of Payments
342.506
Instrument with Blank Prohibited
342.507
Waiver of Borrower’s Right Prohibited
342.508
Maximum Loan Term
342.0515
Residential Mortgage Loan Originator Activities
342.551
Adoption of Rules
342.552
Examination of Lenders
342.553
General Investigation
342.554
Certificate
342.555
Transcript of Hearing: Public
342.556
Appointment of Agent
342.557
Payment of Examination Costs and Administration Expenses
342.558
Authorized Lender’s Records
342.559
Annual Report
342.560
Conducting Associated Business
342.601
Definitions
342.602
Disclosures to Military Borrowers
342.603
Prohibited Practices
342.604
Military Borrower
342.605
Repayment Agreement
342.1555
Grounds for Refusing Renewal
342.4021
Agreements Regarding Debt Suspension, Debt Cancellation, and Gap Waiver

Accessed:
Jun. 5, 2024

§ 342.103’s source at texas​.gov