Texas Business and Commerce Code

Sec. § 521.051
Unauthorized Use or Possession of Personal Identifying Information


A person may not obtain, possess, transfer, or use personal identifying information of another person without the other person’s consent and with intent to obtain a good, a service, insurance, an extension of credit, or any other thing of value in the other person’s name.


It is a defense to an action brought under this section that an act by a person:


is covered by the Fair Credit Reporting Act (15 U.S.C. Section 1681 et seq.); and


is in compliance with that Act and regulations adopted under that Act.


This section does not apply to:


a financial institution as defined by 15 U.S.C. Section 6809; or


a covered entity as defined by Section 601.001 (Definitions) or 602.001 (Definitions), Insurance Code.
Added by Acts 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278), Sec. 2.01, eff. April 1, 2009.

Last accessed
Jun. 7, 2021